Friday, June 29, 2007

Low Cost Health Insurance Programs.com

Policies and Procedures

I would like to share some of the policies, procedures, and ideals of our company with our visitors.

We are an independent health insurance brokerage with no allegiance to any one insurance company. Our only allegiance is to our clients.

Our objective is finding our clients the best health insurance coverage for the lowest monthly premium. This is accomplished through education and knowledge of risk assumption.

We believe in full and uniform disclosure by all insurance companies. In our opinion, this is one of the biggest flaws in the current system. There is no uniform disclosure legislation to force all insurers to reveal information in the same foremat to the consumer.

We do not believe in insurance companies incentivising brokers to sell their products. Our objective is to provide the best coverage, not win a free trip to Hawaii.

We believe in exhibiting the highest degree of integrity possible in our dealings with clients and insurance companies. Honesty and ethics should be an integral part of any broker's day to day activities.

Finally, we believe in an informational, no-pressure approach to procuring the best health insurance plans for our clients.

John F. Pack
Cindy Strickland
Low Cost Health Insurance Programs.com

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