Several major health insurance companies have announced individual and small group rate increases effective 7/1/2011. These carriers include Aetna, Anthem Blue Cross, Health Net and others. In addition many older individual plans have become non-marketed plans meaning that the insurance companies will no longer be accepting new members into these plans.
If you are in an individual or group rate guarantee period, your new rate will become effective at the end of your rate guarantee. With the advent of healthcare reform, you owe it to yourselves to evaluate your current health plan to assure that you are receiving the best value for your money. We will be happy to consult with you and review options and ways that you can save money on premium costs. Anthem Blue Cross has actually developed a website for current members that allows you to compare your current plan with various automatic transfer options. This site can be accessed at this link: www.changemycoverage.com. Once you find a plan that meets budgetary objectives, it is still important to discuss options with a knowledgeable broker who can guide you through the benefits and exclusions of the plans. Those of you on group plans need to contact us 60 days prior to your group renewal, as we should have your renewal rates to compare with other available options.
It is more important than ever before to stay on top of the ever changing health insurance market. Quoting tools and our FREE ebook "Mastering the Health Insurance Maze" are available at our website
www.low-cost-health-insurance-programs.com.
As an independent brokerage, we have no allegiance to any particular insurance company. We can also help you sort through the news media's interpretation of the state of the health insurance industry. The key factor to remember is that everything is relative; we are working with an imperfect and complicated system. Our mission, as always, is to assist consumers in making the best choice for themselves and their families. Additional services we offer are as follows:
• Group benefit consultation with start-up business owners
• Individual and group life insurance
• Dental and vision plans
We appreciate the loyalty and support of our great client base and look forward to assisting each of you in maneuvering through this health insurance maze. Best wishes and good health to all.
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This is the Low Cost Health Insurance that Helping concerned consumers finds low cost health insurance for their families and businesses. If you are in an individual or group rate guarantee period, your new rate will become effective at the end of your rate guarantee.
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